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Bankruptcy Preparation
(Do's & Don'ts)
Do's
1. Talk to a bankruptcy attorney to see if you qualify
2. Stop using credit cards immediately
3. Gather documents
2 years’ prior tax returns
6 months bank statements for all personal and business bank accounts
6 months’ pay stubs or evidence of all monies received (i.e. Award letters, proof and loss statement, child or spousal support orders)
Copy of driver’s license and social security card
Copy of most recent credit statements
Copy of recent automobile statements or other
List of expenses & assets
Copy of retirement statements
Copy of investment account statements
Copy of lawsuits, HOA, and mortgage statements
Copy of bank levies, wage assignments, or property liens
Don'ts
1. Do not transfer property
2. Do not charge on credit card
3. Do not incur new debt
4. Do not hide assets
5. Do not wait to file unless directed by your attorney
6. Do not pay back family and friends
7. Do not make luxury purchases
8. Do not withold information
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Further reading
Bankruptcy Myths
Understand common myths of bankruptcy
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The Process
Learn the bankruptcy process & what to expect
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14726 Ramona Ave. Suite 108
Chino, CA 91710
P: 909-342-6229
F: 909-583-9308
info@douglaslawpractice.com